Health insurance is coverage that pays for medical and/or surgical expenses incurred by the insured. Health insurance can reimburse clients for expenses caused by illness or injury, or can pay the care provider directly.
CANCER INSURANCE
Lump-sum cancer insurance can help clients deal with the huge financial burden when they, or a loved one, is diagnosed with cancer.
Pays in addition to any other insurance clients may have.
CRITICAL ILLNESS
Statistics say that many individuals will, at some point, get diagnosed with or have Alzheimer’s, a heart attack, cancer, or a stroke, along with many other illnesses.
For dollars a day, clients could be covered from any unforeseen out-of-pocket costs.
DENTAL INSURANCE
Includes routine dental care. Plans generally cover some, or all, of the costs for oral exams, cleanings, filings, and x-rays.
Affordable dental coverage- oral health doesn’t have to be costly. Dental health is overall health and affects one’s whole body.
DISABILITY INSURANCE
If a client becomes disabled and is unable to work, disability insurance will kick in to cover part of their lost wages.
Clients can receive short-term disability, (2 years or less,) or long-term disability right through retirement age.
HOSPITAL INDEMNITY
Payment in cash for clients when they have a hospitalization. Pays in addition to any other insurance.
Plugs up any coverage gaps one may have in their health policies.